Pension an overlooked employment condition

16-06-2025

Many employees are unaware that employers pay half towards their pension

Did you know that your employer pays half of your pension premium? Four out of five employees in the hospitality and catering sectors are unaware of this. This is according to research by Pensioenfonds hospitality & Catering among participants in the sector.

67% of people do not know how much the employer contributes, or think it is less than it actually is. Almost 80% also do not know whether their partner or children would receive benefits if they were to Card away.

Pension remains a difficult topic

42% of participants find pensions clear and know what needs to be arranged. However, more than one in three say they are not sure if they will have enough pension to live on in the future.

Some people prefer to postpone administration. One in ten even lets their partner or someone else handle their pension arrangements. 41% keep their pension information well-organised so they can find it when needed.

Ellen Metaal, director of Pensioenfonds hospitality & Catering, says: “Pension remains a difficult topic for many people. That’s why we provide clear explanations in various ways. Younger people prefer to watch an explanatory video, while older participants prefer to receive information via e-e-mail. We also ask employers to bring more attention to pensions.”

Job satisfaction remains high

Almost all respondents indicate that they enjoy their work. More than half would like to stay with the same employer. However, employees notice that guests are becoming more critical. Half report that guests leave reviews more often. Most employees see this as an opportunity to improve their work.

Read more on the Pensioenfonds hospitality & Catering website.